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About the application:

Securely and easily manage your accounts 24/7. Farmers & Merchants Bank’s mobile banking apk offers the following programs at your fingertips: Manage Your Account • Transfer funds between eligible accounts and financial institutions • Send cash to mates and family • Pay bills such as your vehicle payment, services or utilities • Deposit checks using your phone’s camera1 • View accounts • Search transactions • Stop payments (fees apply) • Review statements Manage Your Business • Real-time online activity reports • Wire and ACH routing number validation • Real-time incoming/outgoing wire activity reporting • Expanded selection of safety alerts • Increased control over player access rights (e.g. make roles, unblock players, etc.) • Advanced info reporting Customize Settings • Group/Sort Accounts • Add Acc Nicknames • Enable Touch ID®3 or four-digit PIN • Change login/password • Enable text banking2 • Opt in to keep Acc Alerts • Update contact information Contact Us • Find an F&M Office or ATM • Contact the Client Care Center at (866) 437-0011 • Send safe messages • Report a debit or credit card lost or stolen. Security The safety of F&M Bank’s clients is our #1 concern. F&M Mobile Banking utilizes best practice safety services such as HTTPS, TLS encryption, PIN or password access, biometrics, and application time-out when your mobile smartphone or device is not in use. Only the phones that you personally enroll in the service can access your accounts. No acc data is ever stored on your smartphone, including check photos for Mobile Check Deposit. You can also communicate with F&M Bank through our safe Notice Center. 1 Availability of your deposited funds is based on F&M's keep policies, are topic to verification and are not accessible for immediate withdrawal. Certain eligibility requirements, limitations and restrictions may apply. Some features of FMB-Mobile are accessible for eligible clients and accounts only. 2 F&M Bank does not charge for these services, however, your wireless carrier may charge you for fees similar to this service. 3Touch ID® is a trademark of Apple Inc., registered in the U.S. and another countries. Farmers & Merchants Bank is a Member FDIC and an Equal Housing Lender.