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About the application:

The Morgan Stanley Wealth Management mobile application is the only mobile solution designed exclusively for Morgan Stanley Wealth Management clients. It provides anyone with a valid Morgan Stanley Online login the ability to: • Access their Morgan Stanley accounts, including balances, holdings and latest activity. • Deposit checks from anywhere in the U.S. using our cutting-edge imaging technology without having to mail or bring them to a branch*. • View upcoming bills and create one-time or recurring payments. • Transfer funds between Morgan Stanley brokerage accounts, as well as to and from accounts held at another financial institutions. • Browse current shop indices, news, company profiles and stock quotes. With access to your accounts and to the right info when and where you need it, you can work with your Financial Advisor to create informed decisions and manage your finances on your own terms. It’s the recent method we can assure our clients that we’re behind you all the way. There is no charge to download the application. If you do not yet have a Morgan Stanley Online acc set up, please go to http://www.morganstanley.com/online. Standard messaging and data rates from your provider may apply. * Topic to certain terms and conditions. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is a registered Broker/Dealer, Member SIPC, and not a bank. Investment, insurance and another products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2017 Morgan Stanley Smith Barney LLC. Member SIPC. CRC1159940 4/15